Career moves often come with the expense of training and this is often a stumbling block for many people. It shouldn’t be since there are so many different financing options open to people these days. Heavy equipment training prepares individuals for careers operating heavy equipment, most often in the construction industry. This industry offers good wages, often with the opportunity to work extra hours and so boosts a pay packet.

Heavy equipment training has one major benefit compared to many other career choices – your training is a relatively short three-week program. This means you could be working in your new career within a month of commencing training. That’s a quick turn around when compared to many other career choices, some of which take six to twelve months of training (or much longer) with much higher costs for training (not to mention living expenses for that period).

If you are considering a career change, and heavy equipment operations is one option on your list, consider these avenues for financing your heavy equipment training:

• Career Loans – There are many banks that offer their customers career loans. With a quick turn around from training to working, you will be surprised at how receptive these banks are to granting a career loan.
• USA Finance – You can make a down payment on your training and have USA Finance pay the rest. The size of your down payment will depend on how much USA Finance are prepared to lend.
• State and Federal Grants – There are a lot of state and federal grants available. Your eligibility will depend on your circumstances or that of your families. The families of service personnel often have access to a range of training benefits.
• ATS Options – You can apply online through our finance application process. We have a number of financing options that may be accessible to potential students.

All finance applications do need to meet standard lending criteria to include credit checks and credit scores. If your credit is not at its best, then consider applying with a co-signer whose credit is in good order. Who knows, you could develop a new well-paid career while helping to rebuild your own credit history – a win-win in the long run.

There are many options for financing training – if you are really struggling, then talk to one of our admissions personnel. They may have a few ideas you haven’t tried yet. A career as a heavy equipment operator is certainly worth the effort.

Career Education or career training loans are offered by many different lending institutions. While many have specific criteria for lending, the purpose of these loans remains the same – to help students get through their training. One criteria that is fairly common is that your training has to be undertaken through an accredited training organization. Heavy equipment training through Associated Training Services fits that criteria, so prospective students do at least qualify to apply for a loan.

Why should you choose a career loan? There are number of reasons, and while each lending institution will differ, some of the benefits include:

• Generally lower interest rates
• You can often apply online or by phone and sometimes receive instant pre-approval
• If your credit score is good you won’t need a cosigner
• Some loans offer repayment terms of up to 15 years
• Some loans allow you to borrow to pay your tuition plus any other school-related expenses
• Some career loans offer a six or twelve month deferral before you have to start making payments

Financial aid for heavy equipment training can be difficult, however, career loans are often a little more relaxed in their lending criteria compared to buying a home or a car. If you are going into full time study, then having a full time income is not generally practical – this is taken into account. One of the pluses when studying through ATS is that our training courses are only three weeks in duration. This means you could potentially be employed a month after starting your training. This can be an important factor when your financial institution is considering your application.

If you feel that a career loan is not for you, contact us at ATS and we may be able to help you find alternative financial aid. You never know, you may be entitled to assistance through the many programs being run by state and federal governments.

Retraining for a new career is becoming harder as many organizations that provide this funding start to run short. The Federal government has injected more funds into some of these budgets, however, this has really only scratched the surface. Many people currently in long term training may soon find their financial aid suspended. One of the benefits of short career courses is that the course is over and done with quickly.

Associated Training Services runs a number of career training programs including heavy equipment, truck driving and crane operator training. These training programs generally run over three weeks – in theory, you could be in the work force three weeks after starting your training. Of course, some of these training programs require licensing (truck driver CDL for example) so that start would be delayed. The point, however, is that you are not committed to six/nine/twelve months of training – training often without an income.

Because you can be back into the workforce quickly, there are a number of financial aid possibilities that could be accessed to cover your training costs. These include traditional career loans. While many people may balk at going into debt to cover the cost of training, the prospect of returning to work quickly with a good pay packet should allay some of those fears.

If financial difficulties are preventing you from making a career change, contact us at Associated Training Services. We have a number of financial aid options that we can take you through that can help to pay for some or all of your heavy equipment training.

Despite the tough times, or perhaps because of them, there is a lot of financial aid available for those considering a career as a heavy equipment operator. Financial aid can be found in two areas: career loans that you will need to repay and financial aid programs provided by various government departments. Realistically, if you don’t qualify for one – for example, a career loan – then there is a good chance you may qualify for one of the government programs.

The easiest way to handle the situation is to start by applying for financial aid at ATS Heavy Equipment Operator Schools. Your application will be processed quickly and someone will get back to you with the outcome. If you are not successful with a loan application, you can discuss which government programs may be suited to your situation. (Note: these programs are run by government departments so the criteria and the aid available is always changing. You will need to consult with their stake holders to ensure you do meet eligibility requirements – our advice can only be taken as a guide).

Financial loans can be a great way to retrain for a new career. When it comes to heavy equipment, your training is completed in three weeks and then you’re ready to enter the workplace. Considering the paychecks available to operators, your loan will be repaid many times over within the first twelve months of employment.

If you have been considering a career change, or your looking to re-enter the workplace and a career as a heavy equipment operator appeals to you, contact us to find out whether or not there is financial aid available to meet the costs of heavy equipment training.

Everyone knows we are going through tough times financially, yet a well paid career as a heavy equipment operator could be the financial turning point in your life. The problem is finding the money to pay for the training – it’s the old business adage that ‘you have to spend money to make money’ all over again. There are many options to financing your heavy equipment training – here are just a few.

Finance Your Training Through Government Grants

There are many different government grants available at present, although access to them will always depend on your current situation. Some of the grants available include:

• Workforce Investment Act (WIA)
• Department of Workforce Development
• Trade Adjustment Act (TAA)
• Displaced Workers
• Displaced Farmers
• Vocational Rehabilitation
• Tribal Education (BIA)
• Veteran’s Benefits (VA)

Using Bank Financing To Fund Training

Most of us have bank accounts. And most banks have credit facilities to help pay the costs involved with career training. Your ability to access these funds will depend on things like your credit history and your ability to repay.

There are other financial institutions that offer credit using similar guidelines. You need to be aware that some lenders will charge much higher interest rates if your credit worthiness is impaired in anyway. Banks and financial institutions often also require guarantors if they feel the loan needs extra security.

Finance Your Heavy Equipment Training Through ATS

One of the easiest ways to find finance for your heavy equipment training is simply by asking us. We have been in business for over 40 years and during that time we have helped many students access some form of finance.

The easy way is to simply fill in our online finance application for heavy equipment training and sit back and let us do some of the work. If you have issues with transmitting personal information online then you can fill in the application and either snail mail it or send it by fax. Finance is never guaranteed, of course, as there are always going to be a range of credit checks.

Once approved, your finance may be used to fund your tuition, accommodation and living expenses. Yes, You do have to spend money to start a new career. However, you don’t have to break the bank to cover the costs. Financing heavy equipment training is as simple as filling in a form and waiting for us to get back to you – often within 48 hours.

Now in today’s world, it’s not everyday that you’ll here the words career loans put together in the same sentence, but that’s what you’ll get when you sign on here at Associated Training Services for their top notch heavy equipment training. These are the professionals that are so intent on getting you the right training that will put you to work, they’re willing to help you with the payment options.

And that’s to say nothing of the great work they do training the next generation of heavy equipment operators. They’re the best in the industry at ATS because they’ve had the experience. The company was started in 1959 by the father and the sons have taken on his dedication to supplying the best in vocational training that runs the gamut from graders to dump trucks. All of these options enjoy national accreditation and the best reputation as demonstrated by all the happy students that have left testimonials on the Associated Training Services website.

Of course the heavy equipment that you’ll get here is outstanding as well. The Associated Training Services difference offers the most comprehensive package in the industry. They’ve got the in class instruction that you need combined with the hands on approach that will make you into a full rounded operator by the time you finish the course that you select.

And these are the folks that are so intent on helping you, they’ve even put together some financial career loans options that will help you getting over the hump as you start a new job as a heavy equipment operator.

Career loans are there for a purpose. When funds are a little tight it can be a temptation to put off a career move and the problem is, once you put of the move, it is so easy to keep putting it off. One of the biggest benefits of a career loan is that you are able pay for your training from the income you receive from your new career.

It is a simple process. Sign up for one of the career loans on offer; do the training for a heavy equipment operator; get a job; then pay of the career loan. When you compare the wage rates for heavy equipment operators to many other positions, you will see that your ability to repay a career loan is not that difficult – and you have a skill for life!

ATS Heavy Equipment Operator Schools have several different options for financing your tuition. Your first step is to fill out an online application for one of the career loans. You can also mail or fax your application if that is more convenient.

Once your application has been received it will take around 48 hours for approval. The biggest holdup in any application process the failure to fill in the form correctly. A copy of your drivers license will also be required.

Before applying for one of our career loans, check your eligibility for any of the State or Federal government funding programs including:

• Workforce Investment Act (WIA)
• Department of Workforce Development
• Trade Adjustment Act (TAA)
• Displaced Workers
• Displaced Farmers
• Vocational Rehabilitation
• Tribal Education (BIA)
• Veteran’s Benefits (VA)

You don’t have to let the lack of funds prevent you from starting a career as a heavy equipment operator. Check our website to see whether or not one of our career loans is the key to your new career.